WELCOME TO AMS RETIREMENT SOLUTIONS
THE ROADMAP TO A LIFE YOU DESIRE
The complex investment climate of today offers unprecedented opportunities. At AMS Retirement Solutions, our mission is to help clients take advantage of those opportunities by providing them with three key tools:
- A clear understanding of their financial goals
- A well-defined roadmap for achieving those goals
- Ongoing advice to help adjust their roadmap when their needs change
Here, you'll find valuable information for evaluating your current position and progress toward financial goals. We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial strategy. You'll also find calculators that will help you assess your current and future needs. Visit us often, as our content is constantly changing. We want you to know that when you come to us for advice, we sincerely want to help. If you’re interested in working with our team of professionals or just have questions, please contact us for a complementary consultation. For help with your financial management, or for more information on AMS Retirement Solutions, please contact us today.
Helpful Content
Rightsizing for Retirement
What does your home really cost?
To choose a plan, it’s important to ask yourself four key questions.
Disability and Your Finances
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.
Financial Strategies for Women
Some may leave their future to chance but in the world of finance, the effects of the "confidence gap" can be apparent.
The Average American Budget
Learn about the average American budget in this fun and interactive piece.
Understanding the Alternate Valuation Date
Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."
Saving Early & Letting Time Work For You
The earlier you start pursuing financial goals, the better your outcome may be.
New Retirement Contribution Limits for 2026
A look at the new retirement contribution limits from the IRS.
Can I Create a Roth if I’m Over the Income Limit?
Use this article to start conversations about the “backdoor” Roth IRA strategy.
View all articles 
Social Security Tax Estimator
Estimate how much of your Social Security benefit may be subject to federal income tax.
What Is the Dividend Yield?
Calculate the dividend yield of a holding and see what that means for income over time.
What Rate Would I Need to Earn on My Savings?
Work backwards from your savings goal to find the rate of return you'd need to get there.
Roth 401(k) vs. Traditional 401(k)
Compare Roth and traditional 401(k) options to see which may work better for your situation.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
Long-Term-Care Needs
Estimate potential long-term care costs and what coverage may help address them.
View all calculators
Rightsizing for Retirement
What does your home really cost?
Saving for College 101
Here's a crash course on saving for college.
The Other Sure Thing
A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.
Your DNA Test
A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
The Long Run: Women and Retirement
For women, retirement strategy is a long race. It’s helpful to know the route.